Privacy Policy

Last updated: September 09, 2026

Journal respects your privacy. This policy explains what information we collect, why we collect it, and the choices you have. It applies to everyone who uses our app, whether or not they create an account.

1. Information We Collect

• Account information — name and email address when you register.
• Financial records — income, expense and investment entries that you record in your ledger.
• Usage & diagnostics — basic technical data needed to keep the app secure and reliable.

2. No-Account Usage

If you browse the site without creating an account, we do not collect personal data about you.

3. How We Use Your Data

• To provide and improve the ledger functionality.
• To keep your account secure and prevent fraud.
• To communicate important account-related notices.

4. Data Sharing

We do not sell your personal data and we do not share your financial records with any third party for marketing purposes.

5. Data Retention

We retain your data only as long as your account is active or as required by law. When you request deletion, data is removed within 90 days.

6. Children

Journal is not intended for children under the age of 13.

7. Your Rights

You may request access to, correction of, or deletion of your personal data at any time by contacting us.

8. Contact

Questions about this policy? Email us at journal@mmhaq.com.